Insurance Underwriting Analyst Job Vacancy in Kaur, Gambia – Insurance
Job Description
Position: Insurance Underwriting Analyst
Company: Allianz Gambia
Location: Kaur, Gambia
Experience: 2-4 years
Education: Bachelor’s degree in Finance, Economics, or related field
Employment Type: Full-time
Industry: Insurance
Department: Underwriting
Salary: 30,000 – 45,000 SSP per month
Vacancies:1
Company Overview
Allianz Gambia is a leading provider of insurance solutions across West Africa, offering a comprehensive portfolio that includes life, health, property, and casualty coverage. As part of the global Allianz Group, the company brings over 130 years of expertise in risk management, financial stability, and innovative product development. Operating from its regional hub in Kaur, Allianz Gambia is committed to supporting the economic growth of the nation by delivering reliable protection to individuals, families, and businesses. The firm values integrity, customer focus, and a collaborative culture that encourages professional development and community engagement. With a strong presence in the local market, Allianz Gambia is recognized for its commitment to excellence, making it an attractive employer for ambitious professionals seeking a dynamic career in the insurance sector.
Job Overview
The Insurance Underwriting Analyst will play a pivotal role in evaluating risk, pricing policies, and supporting the underwriting team in delivering tailored insurance solutions to clients across Gambia. This position involves detailed analysis of applications, assessment of loss histories, and collaboration with actuarial and sales teams to ensure profitable and compliant underwriting decisions. The analyst will also contribute to the development of underwriting guidelines, assist in market research, and help drive the adoption of digital underwriting tools. This role offers a unique opportunity to work within a globally recognized insurer while contributing to the growth of the insurance market in Gambia, aligning with the broader goal of enhancing financial inclusion and risk mitigation for the Gambian economy.
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Key Responsibilities
- Analyze insurance applications, financial statements, and risk data to determine appropriate coverage and pricing.
- Prepare detailed underwriting reports and recommendations for senior underwriters.
- Collaborate with sales, actuarial, and claims teams to ensure seamless policy issuance and renewal processes.
- Maintain and update underwriting guidelines in line with regulatory requirements and market trends.
- Utilize underwriting software and data analytics tools to improve efficiency and accuracy.
- Participate in product development meetings to provide insights on risk trends and pricing strategies.
- Monitor portfolio performance and identify opportunities for risk mitigation and profitability enhancement.
Required Skills
- Strong analytical and quantitative abilities with proficiency in Excel and statistical software.
- Excellent written and verbal communication skills for report preparation and stakeholder interaction.
- Knowledge of insurance principles, underwriting practices, and regulatory frameworks in West Africa.
- Attention to detail and ability to work under tight deadlines.
- Team-oriented mindset with the capacity to collaborate across multiple departments.
- Proficiency in English; knowledge of local languages is a plus.
Education
A minimum of a bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as Chartered Insurance Analyst (CIA) or equivalent are advantageous but not mandatory.
Experience
Candidates should have 2 to 4 years of experience in insurance underwriting, risk analysis, or a related financial services role. Experience with digital underwriting platforms and exposure to the Gambian or broader West African insurance market will be considered a strong asset.
Salary
The compensation package ranges from 30,000 to 45,000 SSP per month, commensurate with experience and qualifications. The package includes performance-based bonuses, health insurance, and a retirement savings plan.
Benefits
- Comprehensive health and dental coverage.
- Retirement savings scheme with employer contributions.
- Annual performance bonus.
- Professional development allowance.
- Paid annual leave and public holidays.
Training
- Onboarding program covering Allianz global underwriting standards.
- Continuous learning opportunities through Allianz Academy.
- Access to industry conferences and webinars.
- Mentorship from senior underwriters and actuarial experts.
Working Environment
Allianz Gambia offers a modern office environment in Kaur equipped with state-of-the‑state technology, collaborative workspaces, and a culture that promotes work‑life balance. Employees benefit from flexible working arrangements, including remote work options where appropriate, fostering a supportive atmosphere that encourages innovation and professional growth.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal on the Allianz Gambia careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for a virtual interview followed by an on‑site assessment.
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Equal Opportunity Statement
Allianz Gambia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, disability, or sexual orientation. All qualified applicants will receive consideration for employment without regard to any protected characteristic.
Explore this exciting career opportunity and join a leading insurer dedicated to protecting the future of Gambia. This role is a perfect fit for professionals seeking to advance their underwriting expertise while contributing to the growth of the insurance sector in a dynamic market.
