Banking Risk Analyst Job Vacancy in Banjul, Gambia – Banking & Financial Services

Job Description

Position: Banking Risk Analyst

Company: Guaranty Trust Bank (GTBank) Gambia

Location: Banjul, Gambia

Experience: 3-5 years

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Risk Management

Salary: 150,000 – 250,000 SSP per annum

Vacancies:1

Company Overview

Guaranty Trust Bank (GTBank) Gambia is a leading subsidiary of the pan-African GTBank Group, delivering innovative banking solutions across West Africa. With a strong commitment to financial inclusion, digital transformation, and sustainable growth, GTBank Gambia serves retail, corporate, and SME customers throughout the country. Our mission is to empower individuals and businesses by providing secure, accessible, and customer‑centric financial services. As part of our expansion strategy, we are strengthening our risk management capabilities to safeguard assets, ensure regulatory compliance, and support strategic decision‑making. This role offers a unique opportunity to join a dynamic team that drives the bank’s resilience and contributes to the broader economic development of Gambia. Gambia Jobs, Jobs in Gambia, Job Vacancy in Gambia, Career Opportunities in Gambia, Employment in Gambia, Hiring in Gambia are at the core of our talent acquisition philosophy.

For more information about our corporate values, visit https://gambiajobsearch.com.

Job Overview

The Banking Risk Analyst will be responsible for identifying, assessing, and monitoring financial, operational, and compliance risks across GTBank Gambia’s portfolio. Working closely with the Risk Management Department, senior management, and business units, you will develop risk models, conduct stress testing, and produce insightful reports that influence strategic initiatives. This position plays a critical role in ensuring that the bank adheres to local and international regulatory standards while maintaining a robust risk culture. The analyst will also collaborate with technology teams to enhance risk analytics platforms and support the implementation of advanced risk‑mitigation tools. By joining GTBank Gambia, you will be part of a forward‑thinking institution that values analytical excellence and continuous improvement.

Explore regional opportunities at https://somaliajobsearch.com/.

Key Responsibilities

• Conduct comprehensive risk assessments for credit, market, liquidity, and operational exposures.
• Develop and maintain quantitative risk models, including Value at Risk (VaR) and credit scoring tools.
• Perform regular stress‑testing scenarios to evaluate the bank’s resilience under adverse economic conditions.
• Prepare detailed risk reports and dashboards for senior management and the Board of Directors.
• Monitor compliance with Basel III, local banking regulations, and internal risk policies.
• Collaborate with IT to enhance data collection, reporting automation, and analytics capabilities.
• Provide risk‑related insights to support product development, pricing, and strategic planning.
• Assist in the preparation of regulatory filings and audit documentation.

Required Skills

• Strong analytical and quantitative abilities with proficiency in statistical software (e.g., SAS, R, Python).
• In‑depth knowledge of banking risk frameworks, Basel regulations, and financial instruments.
• Excellent written and verbal communication skills for presenting complex findings to non‑technical stakeholders.
• Advanced Excel skills, including pivot tables, macros, and data visualization.
• Ability to work independently and as part of cross‑functional teams.
• Attention to detail and a proactive approach to problem‑solving.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Accounting, or a related discipline is required. Professional certifications such as FRM (Financial Risk Manager) or CFA are highly desirable and will be considered an advantage.

Experience

Applicants should have 3‑5 years of experience in risk analysis, credit risk, market risk, or a similar role within a banking or financial services environment. Prior exposure to regulatory compliance and risk reporting in West Africa is a plus.

Salary

The annual compensation package ranges from 150,000 to 250,000 SSP, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the remuneration structure.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave, sick leave, and public holidays.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering GTBank’s risk policies, systems, and culture.
• Continuous learning opportunities through internal workshops, webinars, and external courses.
• Mentorship from senior risk officers and access to a global network of risk professionals.

Working Environment

GTBank Gambia offers a collaborative, inclusive, and technology‑driven workplace located in the heart of Banjul’s financial district. Our open‑plan offices encourage knowledge sharing, while flexible working arrangements support work‑life balance. Employees benefit from modern IT infrastructure, secure data environments, and a culture that celebrates diversity and innovation.

Discover partner networks via https://senegaljobsearch.com/.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through our online portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview followed by a technical assessment.

Equal Opportunity Statement

Guaranty Trust Bank (GTBank) Gambia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without regard to any protected characteristic.