Junior Credit Analyst Job Vacancy in Serekunda, Gambia – Banking & Finance
Job Description
Position: Junior Credit Analyst
Company: Ecobank Gambia
Location: Serekunda, Gambia
Experience: 2-4 years
Education: Bachelor’s degree in Finance, Economics, or related field
Employment Type: Full-time
Industry: Banking & Finance
Department: Credit Department
Salary: SSP 150,000 – 250,000 per month
Vacancies:1
Company Overview
Ecobank Gambia is a leading pan-African bank with a strong footprint across the continent, delivering innovative financial solutions to individuals, SMEs, and large corporations. Established in The Gambia, Ecobank combines global expertise with local insight, fostering economic growth and financial inclusion throughout the region. As part of the larger Ecobank Group, the Gambian subsidiary adheres to rigorous international standards while tailoring services to meet the unique needs of Gambian customers.
The bank’s commitment to digital transformation, sustainable banking practices, and community development positions it as a top employer for ambitious professionals seeking to make an impact. Ecobank Gambia continuously invests in talent development, offering a dynamic environment where employees can advance their careers while contributing to the nation’s financial stability. This reputation makes the bank a prime source of Gambia Jobs and a gateway to exciting Career Opportunities in Gambia.
Job Overview
The Junior Credit Analyst will support the Credit Department by conducting financial analyses, preparing credit reports, and assisting senior analysts in evaluating loan applications. This role is essential for maintaining the bank’s high standards of risk management and ensuring that credit decisions align with regulatory requirements and the bank’s strategic objectives. The position offers exposure to a wide range of industries, providing a solid foundation for a career in banking and finance.
Working from the vibrant city of Serekunda, the analyst will collaborate with cross‑functional teams, engage with corporate clients, and contribute to the bank’s mission of delivering reliable financial services. This role is ideal for recent graduates or early‑career professionals eager to develop analytical expertise in a supportive, growth‑focused environment. For more information about similar opportunities, visit the main job portal.
Key Responsibilities
- Analyze financial statements, cash flow projections, and credit histories of loan applicants.
- Prepare detailed credit assessment reports for senior analysts and credit managers.
- Assist in monitoring existing loan portfolios for early warning signs of default.
- Maintain accurate records in the bank’s credit management system.
- Support the preparation of credit proposals for presentation to the Credit Committee.
- Conduct market research to identify emerging risks and opportunities in the Gambian economy.
- Collaborate with relationship managers to gather necessary documentation from clients.
Required Skills
- Strong analytical and quantitative abilities with attention to detail.
- Proficiency in Microsoft Excel and familiarity with financial modeling.
- Excellent written and verbal communication skills.
- Ability to work independently and as part of a team.
- Basic understanding of banking regulations and credit risk principles.
- Customer‑focused mindset with strong interpersonal skills.
Education
A minimum of a Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related discipline is required. Candidates with relevant certifications such as CFA Level I or equivalent will be given preference.
Experience
Applicants should have 2‑4 years of experience in credit analysis, financial analysis, or a related role within the banking or financial services sector. Experience in the Gambian market or West African financial environments is advantageous.
Salary
The position offers a competitive salary ranging from SSP 150,000 to SSP 250,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the compensation package.
Benefits
- Comprehensive health insurance covering medical, dental, and vision.
- Retirement savings plan with employer contributions.
- Paid annual leave and public holidays.
- Employee assistance program and wellness initiatives.
- Opportunities for international secondments within the Ecobank Group.
- Transportation allowance for commuting to the Serekunda office.
Training
- On‑the‑job training in credit risk assessment and loan underwriting.
- Access to Ecobank’s e‑learning platform for continuous professional development.
- Mentorship program pairing junior analysts with senior credit officers.
- Regular workshops on regulatory updates and emerging market trends.
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Working Environment
Ecobank Gambia offers a modern office environment equipped with the latest technology to support efficient workflow. The culture emphasizes collaboration, integrity, and innovation, encouraging employees to share ideas and drive continuous improvement. Flexible working arrangements and a supportive leadership team foster a healthy work‑life balance.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online application portal. Shortlisted applicants will be invited for an initial interview followed by a technical assessment. Successful candidates will receive an offer letter detailing compensation, benefits, and start date.
Equal Opportunity Statement
Ecobank Gambia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of race, gender, age, disability, religion, or sexual orientation. Our hiring practices promote fairness and transparency, ensuring that every applicant receives equal consideration for employment.
