Job Description
Company Overview
APS Wallet is a growing fintech organization providing digital payment solutions, financial services, and transaction platforms in The Gambia. The company operates in a fast-paced environment focused on innovation, financial inclusion, and efficient digital finance systems.
Job Title
Senior Accounts Officer
Reporting Line: Accountant
Location: Brusubi / Bakau / Kotu / Westfield / Coastal Road (Head Office – Old Yundum)
Job Type: Full-Time
Job Overview
The Senior Accounts Officer will support the finance team in managing accounting operations, financial reporting, budgeting, and compliance processes. This role is ideal for professionals looking to advance their careers in accounting, auditing, financial analysis, and fintech operations.
Key Responsibilities
1. Financial Analysis & Forecasting
- Conduct financial analysis, variance analysis, and trend identification
- Prepare financial forecasts and budget projections
- Provide insights for strategic financial decision-making
2. Financial Recordkeeping & Accounting Operations
- Maintain general ledger entries and financial records
- Process accounts payable and receivable transactions
- Ensure accurate invoice processing and payment tracking
3. Bank Reconciliation & Cash Management
- Perform monthly bank reconciliations
- Investigate discrepancies between bank statements and accounting records
- Support cash flow monitoring and daily cash balance management
4. Expense & Budget Management
- Verify and process expense reports in line with company policies
- Assist in budget preparation and monitoring
- Conduct budget vs actual variance analysis
5. Financial Reporting & Data Management
- Prepare monthly, quarterly, and annual financial reports
- Maintain accurate accounting data and documentation
- Support data entry and accounting system updates
6. Compliance, Audit & Taxation
- Ensure compliance with accounting standards and financial regulations
- Prepare documentation for internal and external audits
- Coordinate audit processes and implement audit recommendations
- Support tax filings and compliance with regulatory requirements
7. Internal Controls & Process Improvement
- Develop and implement internal controls to prevent fraud and errors
- Identify opportunities for process improvements in finance operations
- Enhance financial systems and workflow efficiency
8. Month-End & Year-End Close
- Manage month-end and year-end closing processes
- Reconcile accounts and prepare adjusting journal entries
- Ensure accuracy and completeness of financial statements
9. Administrative & Team Support
- Provide administrative support to the finance department
- Assist with financial projects, reporting, and coordination tasks
- Support cross-functional collaboration within the organization
Required Skills & Competencies
- Strong analytical and financial problem-solving skills
- Knowledge of risk management and financial controls
- Proficiency in accounting software (QuickBooks, Xero) and Microsoft Excel
- Understanding of financial reporting, compliance, and auditing standards
- Excellent organizational, communication, and interpersonal skills
- Ability to work in a fast-paced fintech or financial services environment
Qualifications & Experience
- Bachelor’s Degree in:
- Accounting
- Finance
- Or a related field with 6–7 years of experience
OR
- Master’s Degree in Accounting/Finance with 2–3 years of experience
✔ Experience in tech, fintech, or financial services industry is preferred
✔ Familiarity with digital transactions and regulatory frameworks is an advantage
Why Join APS Wallet?
- Work in a fast-growing fintech company in The Gambia
- Gain experience in digital finance, accounting systems, and financial operations
- Opportunity to develop skills in audit, compliance, and financial analysis
- Be part of a dynamic and innovative financial services team
Application Process
Interested candidates should submit:
- Updated CV
- Academic and professional documents
Submit applications physically to:
APS Wallet Head Office, Coastal Road, Old Yundum
Application Timeline
- Start Date: 2 May 2026
- Closing Date: 14 December 2026
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